Better insurance in Tennessee — from a real local agent, not a 1-800.
We shop 15+ top carriers so you don't have to. Auto, home, business — one form, one phone call, one human who actually picks up.
A handful of the carriers we shop for you
How it works
No hold music, no upsell. Three steps, then a quote you can actually read.
Tell us about you
ZIP, what you need to insure, and how to reach you. 60 seconds, no SSN, no commitment.
We shop the market
We run your info through 15+ carriers and surface the two or three that genuinely fit.
You pick the winner
We send the quotes plain-English with apples-to-apples coverage. You say yes; we handle the rest.
Golf course and individual golfer coverage — nationwide.
Beyond Tennessee P&C, Birdies is a golf-focused agency. From country clubs and 18-hole courses to single-day tournaments and hole-in-one prize policies, we shop the specialty markets that actually want golf risk.
- Property + GL + liquor for clubhouse operations
- Course vehicle and commercial auto packages
- Hole-in-one prize indemnification (single events)
- Same-day Certificates of Insurance for sponsors
Geico and Progressive can only sell you Geico and Progressive.
We're not loyal to any one carrier — we're loyal to you. When your renewal jumps next year (and one of them will), we re-shop the whole market instead of arguing with a call center.
| Going direct | Birdies | |
|---|---|---|
| Carriers compared | 1 | 15+ |
| Local Tennessee agent | Sometimes | Always |
| Re-shopped at renewal | Rarely | Every year |
| Same person every call | No | Yes |
Frequently asked
Why use an independent agent instead of going direct to Progressive or GEICO?
Direct carriers can only quote their own rates. We shop a dozen+ companies in one shot, so when one of them raises your rate at renewal we can move you instead of arguing on the phone. Same coverage, often cheaper, no extra cost to you.
Are you actually local to Tennessee?
Yes. Birdies Insurance is a licensed TN agency headquartered south of Nashville. You'll work with the same person every time — no call centers, no overseas chat.
How fast can I get a quote?
If you fill out the form, we'll text you back within minutes during business hours, usually within an hour outside them. Most folks have a real quote within a day.
Will switching cancel my current policy?
We coordinate the start date with your new policy so you're never uninsured. If you've prepaid, your old carrier refunds the unused premium.
What carriers do you place with?
We're appointed with 15+ carriers across personal and commercial lines, including names like Progressive, Travelers, Nationwide, Safeco, Foremost, and Openly.
Ready to see what you can save?
One form. We'll text you back today.