From the Birdies notebook
Straight writing about golf insurance — what courses actually pay, where programs leave gaps, and the rules that decide claims. No jargon, no "contact us for details."
July 27, 2026 · 7 min read
Five coverage gaps we find on almost every golf course insured by a generalist
Pollution exclusions, uninsured greens, stale property values, thin liquor limits, and missing EPLI. A twenty-minute audit you can run on your own declarations pages.
July 27, 2026 · 8 min read
How much does golf course insurance cost — and what actually drives the number?
The five variables that move a golf program's premium, why the cheapest quote is often a smaller product, and the six documents you need to get a number worth trusting.
July 27, 2026 · 6 min read
Hole-in-one insurance: what it costs and the rules that void claims
Prize indemnification explained — pricing, the yardage minimums, and the independent-witness requirement that denies more claims than anything else.