Feeling frustrated your auto insurance keeps going higher?
Are you ready to take control of how much you're paying? Answer 15 questions to find out where you really stand.
Ready to take control?
15 quick questions. About 3 minutes. We'll measure three things — what you're paying, what you're getting, and what you're missing.
- Personalized score across 3 categories
- Top issues we found in your current setup
- Estimated annual savings or risk exposure
Free. No obligation. Email required to deliver your report.
Licensed in Tennessee • GEICO, Progressive & 13+ more carriers • Independent — we shop, you save • Locally owned, south of Nashville
This assessment will help you measure and improve three things.
In plain English. No insurance-speak. No pressure to buy anything.
What You're Paying
Is your premium fair for your profile? Are renewals climbing year over year? When was the last time anyone actually shopped your rate?
What You're Getting
Are your liability limits enough to protect your home and wages? Is your uninsured-motorist coverage solid? Are all your drivers properly listed?
What You're Missing
Stackable discounts you don't know about. Carrier-fit mismatches that quietly cost hundreds. Service gaps where nobody's been auditing your coverage.
You don't have to keep paying whatever they decide to charge.
Tennessee's auto insurance market re-rated four times in the last 18 months. The carrier that was cheapest two years ago is almost certainly not the cheapest one today.
But unless you actively shop, your renewal just keeps going up — 8%, 12%, sometimes 25% — and you pay it because there's no obvious next step.
The assessment gives you the next step. Answer 15 questions, get a real read on your setup, then decide what to do. If everything's fine, you'll know. If there are real gaps, we'll show you exactly what they are — in plain English.
No call. No quote pressure. No spam. Just the number, what it means, and what you can actually do about it.
A real local agent, not a 1-800.
We're an independent insurance agency based south of Nashville, licensed across Tennessee. We work for you, not for one carrier. When you ask us for a quote, we shop GEICO, Progressive, and a handful of carriers most drivers can't get to direct.
No 1-800 number. No script. Just a small team that knows Tennessee.
Quick questions
Is this really free?
Yes. The assessment is free, your report is free, even the 15-minute agent review is free. We get paid by the carriers when we write a policy — never by you.
Will I get spammed?
No. One email with your report, and that's it unless you tell us otherwise. We're an insurance agency, not a lead-broker — we don't sell your information.
How is this different from a regular quote?
It's not a quote — it's an honest read on where you stand. The assessment scores your current setup so you actually know what you're paying for, what you're getting, and what you're missing. From there, you decide what to do (including doing nothing).
What if I'm not in Tennessee?
Right now Birdies Insurance is only licensed in Tennessee. The assessment still works if you take it from out of state — we just won't be able to quote you.
Take some of it back.
15 questions. About 3 minutes. The number, what it means, and what to do about it.
Ready to take control?
15 quick questions. About 3 minutes. We'll measure three things — what you're paying, what you're getting, and what you're missing.
- Personalized score across 3 categories
- Top issues we found in your current setup
- Estimated annual savings or risk exposure
Free. No obligation. Email required to deliver your report.
Birdies Insurance is an independent agency licensed in Tennessee (TN License #3003585547). The Tennessee Auto Score Report is for informational purposes only and does not constitute a quote or binding offer of coverage. Premiums vary by individual underwriting. Privacy Policy.